Dirt Cheap Cars is committed to providing HASSLE FREE financing to EVERYONE.


Dirt Cheap Cars offers Buy Here Pay Here financing. Payments may be made by mail or via recurring payment. Payments are scheduled every week.

When financing is required, we are able to help 100% of our customers get financing—even those with bad credit or no credit.  Bring in the down payment required for the car that you want in cash and/or trade plus the tax and notary fees and drive the car off the lot today. Just bring your PA drivers license and insurance, nothing else is required.  

If financing a vehicle please see payment terms on the homepage.  All payments will be scheduled weekly unless otherwise arranged.

Downpayment Help

We have helped many people in difficult situations to get vehicles by offering no credit check financing—we finance EVERYONE.

If you do not have the full down payment required on a particular vehicle we will try to work with you until you have the required down payment. We are also looking into ways of helping people to rebuild their credit so that we can earn their business now and in the future.

The most effective means of getting your down payment in place is to start bringing or sending $100 every Friday towards the down payment on a vehicle. If you can afford more some weeks—send what you can afford. Because we have a license with the Pennsylvania Banking Department your transactions are protected.

When you have reached the required down payment amount on a car that you’re interested in—just come and pick it up. You’ll need to pay the sales tax, license plate and registration fees when you come in to choose your vehicle.

We will not put vehicles on hold more more than 1 month, so participants in this program will have to agree to be flexible in choice of vehicle if it will take longer.

A pre-pay like this is a good way to make sure that you can afford to finance a vehicle. Once you have shown that you can make payments by paying the down payment on a vehicle—it should be easy to continue with the rest of the finance payments.

Unfortunately ALL deposits are NON-REFUNDABLE for any reason, so please do not send money if you are not interested in buying a car.  We are not able and cannot give your savings back to you if you change your mind.

We look forward to hearing from you. Please make checks or money orders out to:

Dirt Cheap Cars
51 Brown Street
Selinsgrove, PA 17870

Our dealership, Dirt Cheap Cars, is located in two convenient locations, diagonally across the street from Monro Muffler on Routes 11&15 in Selinsgrove, PA (“on the strip”) or on Route 209 just outside of Pottsville. Please feel free to come in and get to know us. We have been working very hard to find good vehicles for our customers for over twelve years.

See our hours on the CONTACT page. 

Trade ins accepted as partial or full down payment. 

570 495 1500 SELINSGROVE
570 544 3153 POTTSVILLE