Dirt Cheap Cars is committed to providing HASSLE FREE financing to EVERYONE.

If you have the full down payment, there are NO CREDIT CHECKS and NO ONE IS TURNED DOWN.  Even if you don't have the full down payment, we still are able to help most customers, regardless of credit by applying with our parnering finance company.

When financing is requested, we are able to help 100% of our customers secure financing—even those with bad credit or no credit. 

Bring in the down payment required for the car that you want in cash and/or trade plus the tax and notary fees and drive the car off the lot today. Just bring your PA drivers license and insurance, nothing else is required. We also accept credit cards.  

Dirt Cheap Cars offers Buy Here Pay Here financing. Payments may be made by mail, phone, in person or via recurring payment. Payments are scheduled every week.  All payments will be scheduled weekly unless otherwise arranged.

Downpayment Help

The Dirt Cheap Cars team has helped many people in difficult situations to get a vehicle by offering no credit check financing—we finance EVERYONE.

If you do not have the full down payment required on a particular vehicle we will try to work with you until you have secured the required down payment. 

An effective way of getting your down payment in place is to start bringing or sending $200 every Friday towards the down payment on a vehicle. If you can afford more some weeks—send what you can afford. 

When you have reached the required down payment amount on a vehicle—just come and pick it up. You’ll need to pay the sales tax, license plate and registration fees when you come in.

We will hold a vehicle for one to two months, so participants in this program will have to agree to be flexible in choice of vehicle if the down payment process takes longer than the prearranged time frame. Please keep in mind that all deposits are non-refundable.

Our dealership family, Dirt Cheap Cars, has three convenient locations:

Dirt Cheap Cars Shamokin at 6516 State Route 61 Shamokin PA 17872. Directly across the street from Miller Gas and Oil. 

570 648 1835

Dirt Cheap Cars Selinsgrove at 6321 Route 15 North Selinsgrove PA 17870. About 2.5 miles north of Skeeter's BBQ. Turn left immediately after the Clyde Peeling tree frog billboard.

570 495 1500

Dirt Cheap Cars Pottsville at 568 Bunting Street Pottsville PA 17901. Located on Route 209 between Tremont PA and Pottsville PA just north of Branchdale.

570 544 3153

Please see our hours on the CONTACT page. 

Trade ins are accepted as partial or full down payment. 

Please feel free to come in and get to know our team. We have been working very hard to find good vehicles for our customers for over twelve years.